GPG-Disability Income and Business Overhead Expense Insurance

We are pleased to offer to all BIA-Greater Valley members and their employees disability income replacement insurance and business overhead expense coverage for the disability of owners. There is a permanent 15% premium discount (for most rate classifications).

This important protection insurance is written through BIA-GV member Dennis J. Goldstrand of Goldstrand Planning Group, Inc. and underwritten by Ameritas.

Personal Disability Income Replacement. Protect your earnings from a disability resulting from an accident or illness. Income is the financial foundation that supports you and your family. What would happen if that income stopped because you were unable to work? It would be financially devasting. Insure your largest asset—your ability to earn an income.

Business Disability Overhead Expense. Provides income to cover business expenses that continue even if one or more of the owners are disabled. These include office rent, equipment lease payments, utilities, essential employees’ salary, maintenance and other overhead expenses to keep the business operating until the owner(s) returns from disability.

To learn more about these member benefits, please contact Dennis J. Goldstrand, CLU, ChFC, AEP of Goldstrand Planning Group, Inc. at (209) 472-7000 or

Serving Calaveras, Mariposa, Merced, San Joaquin, Stanislaus, Tuolumne Counties